Banking Law is a niche area of the Law which governs the conduct of those employed within the banking industry and the customers of same. Banking Law consists of several pieces of Legislation that set out the rules and regulations that are to be complied with, to include, inter alia, the Banking Act 1959 (Cth), Code of Banking Practice and Privacy Act 1988 (Cth).
The relationship that exists between Banks and their customers is generally defined as that of a contractual relationship. Therefore, further to the above rules and regulations, the conduct of the banks and/or their customers may further be governed by the terms of the Contract executed between the parties, noting that a Bank will usually not be able to contract out of the law.
In addition, there are several accounts that relate to Banking Law, such as, Saving Accounts, Term Deposit Accounts, Credit Card Accounts, Personal Loan Accounts, Home Loan Accounts, Life Insurance, amongst others. It is important to seek legal advice about Banking Law from a Lawyer, preferably one that is familiar with and regularly practices within the niche area that is Banking Law.
At Navado, our team of Banking Lawyers can provide you with advice surrounding your rights under Banking Legislation, review your contract (s) or agreement (s) and assist you with correspondence and/or other steps involved in resolving your Banking issues.
Furthermore, if you are an employee of a Bank and believe you may have breached Banking Legislation or your duties or someone believes you have breached Banking Legislation or duties, then it is highly recommended that you speak with a Banking Lawyer. Our Banking Lawyers can work with you to determine your role under Legislation, your rights and the next steps into resolving your matter.
If you would like to meet with a member of our Banking Law team, please contact our firm by telephone on (02) 9233 4048 or send an email to firstname.lastname@example.org.
This webpage (and any material or wording appearing on this webpage) is provided for general information purposes only and does not constitute any Legal Advice. It does not take into account your objectives, your instructions or all of the relevant facts and/or circumstances. Navado accepts no responsibility to any person who relies on the information provided on this website. We further refer you to our Disclaimer.
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If you require assistance with a matter, you should make an appointment to see one of our Lawyers in one of the following locations:
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