You may have made a decision to invest in property. Of course, to start investing, you may need to get an investment loan. With so many banks and lenders out there, many borrowers tend to feel overwhelmed, bombarded, uncertain and sometimes even bullied. Our Sydney Mortgage Brokers focus on cutting through the banter and finding a loan that is suitable for you and your investment needs.
Not all Mortgage Brokers are the same. Our Sydney Mortgage Brokers are acutely aware of the advantages that can be derived from an investment property and understand how the benefits can be optimised.
Our Sydney Mortgage Brokers offer friendly credit guidance and mortgage advice so that you end up getting a loan that is suitable for you. Australians trust Navado Mortgage Brokers because:
- We help our clients sift through the different home loans offered by our panel of lenders and compare interest rates
- We sit down with our clients and guide them through the loan process step-by-step
- We explain all the costs so that our clients know exactly what to expect
- We make sure our clients are comfortable with their chosen loan product
- We assist with the entire loan application process
- Our service to you is usually free (but commissions may be paid to us, by the lenders, details of which will be disclosed to you)
Navado Mortgage Consultants are uniquely and strategically placed within a mega firm of Accountants, Lawyers and Financial Planners. We offer our clients the benefit of a total service.
If you find it difficult to find the time to come into our Sydney Office, we can send a Sydney Mortgage Broker to meet you at your home and at a time of your choosing.
For quality and professional advice and assistance, contact a Navado Mortgage Broker and arrange a first free home consultation.
- Our Company is a full MFAA member
- All our Brokers are MFAA accredited
- We do not usually charge any fees
- Access to a range of quality lenders
- We compare home loan products
- We compare interest rates and costs
- We earn client confidence and respect
- We are fast, we return calls and emails
- We have state of the art technology
- We assist with application paperwork
Navado Mortgage Consultants Pty Ltd trading as Navado Mortgage Brokers. A.C.N. 135 154 611. A.C.L. 392416. This webpage (and any material or wording appearing on this webpage) is provided for general information only and does not constitute any form of advice. By providing the general information on this webpage we are not suggesting that you apply for a particular credit product with a particular provider of any product, nor are we trying to assist you to apply for a particular credit product with a particular provider, nor are we recommending or suggesting that you stay in any particular credit product with a particular credit provider. Navado accepts no responsibility to any person who relies on the information provided on this website. We further refer you to our Disclaimer.
Date: Dec 06, 2011
Tags: mortgage broking, investment property
Owning an investment property comes with many unforeseen costs. Many of these are not thought about when looking to purchase an investment property and can come as a surprise after settlement. Some of these costs are as follows:
Local Council rates …
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
One of the great things about investing in property is that you are able to use the capital growth from one property to assist with funding the purchase of another, thereby allowing you to potentially purchase an investment property earlier. A Mortga…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, refinance, first home purchase
Comparing home loan packages is one of the most complicated decisions that most individuals will make and a whole industry (namely, the mortgage broking industry) has been formed, in an attempt to help people better understand the complexities in thi…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase, refinance
Loan fees are a complicated aspect of borrowing and unfortunately, the majority of people rarely properly consider loan or borrowing fees and often do not realize it’s the importance of considering loan fees and costs very closely. There are several…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Before we can answer the question of how much you can borrow, we need to ask you some questions and understand your financial position, including information about your income and expenses as well as any liabilities that you have. The higher the inco…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
This all depends on whether you are investing or purchasing a home to live in. A person purchasing a home loan to live in, often referred to as an owner-occupier, generally requires 5-10% of the purchase price available to fund the purchase, although…
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
The proper and strategic organization of your investment property can help to ensure tax effectiveness and avoid the difficulties caused by debt pollution. The benefit of having a Sydney Mortgage Broker assist in the implementation of this form of in…
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
This decision all comes down to your personal preference and what your cash flow will allow. A good Mortgage Broker can assist you in making this decision and provide you with as much information as possible about the possible advantages and disadvan…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property purchase
For the average loan application, you usually almost always require the following documentation:
- 100 Points of ID, this generally includes your Driver license and Birth or Marriage Certificate with a Passport.
- Generally, your …
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
Rental return is usually a percentage representation of the amount of rent that you receive compared to the value of the property or mortgage amount, depending on the corporation. The higher the rental return the less that you will have to pay to cov…
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
A 100% offset account is an account that will offset 100% of the money in the account against the debt outstanding. Not all offset accounts are 100% and it is always important to look at the benefits of this as some 100% accounts incur fees in excess…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
The Big 4 is a term used to describe the banking system used in Australia, where four banks have the largest market share. Due to the continued purchasing of smaller financial institutions such as CBA’s purchase of Bankwest and Westpac’s purchasing…
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
Polluting your debt is a term used by Mortgage Brokers to describe mixing deductible debt and non-deductible debt inside a home loan to the point where you are no longer able to discern what debt has been used for what purpose. When this happens, it …
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase
Credit repair is where a company is hired to approach companies or individuals who have lodged listings on your credit report, with a view to satisfying or removing any items that have been recorded against your credit file, to your detriment. Insti…
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Date: Dec 06, 2011
Tags: mortgage broking, investment property
Probably one of the biggest mistakes borrowers make is to focus solely on the interest rate factor of a home loan product. Unfortunately, the marketing material for many products often draws consumer attention away from sometimes high ongoing fees to…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Due to the desire of the banks to be more user friendly, many lenders now offer a more flexible repayment schedule. This means that you will usually be able to arrange for payments to be due weekly, fortnightly or monthly. This means that you are abl…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property
Low Doc loans are sometimes beneficial for self employed persons or those who will have difficulty substantiating their income through regular means, such as pay slips. Generally, these loans enable mortgages to be sourced for property that have low …
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
A professional package was once initially produced as an incentive used by the banks to gain higher net worth individuals. Now, these professional packages are generally available to a wider range of people , regardless of occupation, although some q…
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If you are seeking the services of a Mortgage Broker, you should make an appointment with one of our Mortgage Brokers, who can see you in our Head Office in Sydney CBD or in the comfort of your own home. Our
Mortgage Brokers service the following areas:
- Sydney
- Parramatta
- North Sydney
- Hurstville
- Liverpool
- Gordon
- Baulkham Hills
- Campbelltown
- Bondi Junction
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- Mortgage Broker Liverpool
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