Purchasing a home is normally one of the biggest investments you will ever make and can be the longest financial commitment of your life. Finding the right home loan and comparing interest rates can be difficult, stressful and overwhelming. Our Sydney Mortgage Brokers are acutely aware and sensitive to the difficulties Australians face when looking to purchase a home and obtain finance. After all, the cost of living in Sydney ranks amongst the highest in the world.
Our Sydney Mortgage Brokers offer friendly credit guidance and mortgage advice so that you end up getting a loan that suits you from our panel of lenders. Australians trust Navado Mortgage Brokers because:
- We help our clients sift through the different home loans and compare interest rates
- We sit down with our clients and guide them through the loan process step-by-step
- We explain all the costs so that our clients know exactly what to expect
- We make sure our clients are comfortable with their chosen loan product
- We assist with the entire loan application process
- Our service to you is usually free (but commissions may be paid to us, by the lenders, details of which will be disclosed to you)
If you find it difficult to find the time to come in to see us in our Sydney Office, we can send a Sydney Mortgage Broker to meet you at your home and at a time of your choosing.
For quality and professional mortgage advice and assistance, contact a Navado Mortgage Broker and arrange a first free home consultation.
- Our Company is a full MFAA member
- All our Brokers are MFAA accredited
- We do not usually charge any fees
- Access to a range of quality lenders
- We compare home loan products
- We compare interest rates and costs
- We earn client confidence and respect
- We are fast, we return calls and emails
- We have state of the art technology
- We assist with application paperwork
Navado Mortgage Consultants Pty Ltd trading as Navado Mortgage Brokers. A.C.N. 135 154 611. A.C.L. 392416. This webpage (and any material or wording appearing on this webpage) is provided for general information only and does not constitute any form of advice. By providing the general information on this webpage we are not suggesting that you apply for a particular credit product with a particular provider of any product, nor are we trying to assist you to apply for a particular credit product with a particular provider, nor are we recommending or suggesting that you stay in any particular credit product with a particular credit provider. Navado accepts no responsibility to any person who relies on the information provided on this website. We further refer you to our Disclaimer.
Date: Dec 10, 2011
Tags: mortgage broking, home loans
The MFAA (Mortgage and Finance Association of Australia) is an association of Mortgage Brokers covering Australia. Their headquarters is in Sydney and their role is to serve as a professional association for Mortgage Brokers, ensuring that they are a…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase
The RBA sets a bench mark rate which is used by certain sections of the financial market to create other financial products. This in general terms will affect the interest rates charged by the banks, however due to the fact that the vast majority of …
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Date: Dec 06, 2011
Tags: mortgage broking, home loans
Obviously, big banks like NAB, ANZ, Westpac or the Commonwealth Bank have branches in more locations, generally open longer hours and offer a wider range of facilities. Smaller financial institutions may not have the same number of branches and acces…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
The simple answer is yes, provided you meet all the requirements; although there are limitations on what loan you can obtain. Call and speak with one of our Sydney Mortgage Brokers as they will be able to meet with you and discuss these matters and …
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
There are usually complexities inherent in arranging such a loan, due to the fact that all your creditors will have to agree and you would generally have to receive a gift from family or friends to pay the deposit towards any property, which could th…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
The Government wishes to regulate who purchases property in Australia and the Government does this through implementing restrictions on who can purchase property and the purpose of that investment. Our sister business, Navado Lawyers and Solicitors,…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, refinance, first home purchase
Comparing home loan packages is one of the most complicated decisions that most individuals will make and a whole industry (namely, the mortgage broking industry) has been formed, in an attempt to help people better understand the complexities in thi…
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Date: Dec 06, 2011
Tags: mortgage broking, home loans
A Sydney Mortgage Broker will tell you that this all depends on your financial situation and the amount of funds you have available. If you are able to afford the costs involved in owning two properties at once, there are lenders who may be willing t…
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Date: Jan 24, 2012
Tags: mortgage broking, home loans
The majority of Mortgage Brokers in Sydney who service suburbs like Liverpool, Penrith and Chatswood are employed by privately owned companies that have the ability to assist with loans of many mortgage providers.Navado Mortgage Brokers is 100% priva…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
Comparing home loans is a complex process. It involves looking at a varierty of factors, including but not only factors such as what interest rate will be charged, what the fees and charges are on the loan and also what extra options or functions may…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase, refinance
Loan fees are a complicated aspect of borrowing and unfortunately, the majority of people rarely properly consider loan or borrowing fees and often do not realize it’s the importance of considering loan fees and costs very closely. There are several…
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Date: Mar 03, 2012
Tags: mortgage broking, home loans
Depending on your individual situation, the pre-approval process may vary, but in favourable circumstances, a full mortgage pre-approval may be processed in as little as 24 hours, once the application has been received and if all documentation can be…
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Date: Dec 06, 2011
Tags: mortgage broking, home loans
This all depends on your income, assets and liabilities. Each lending institution has their own way of calculating the amount you can borrow. However, a very general rule is that the higher your income, the more you can borrow, depending on the level…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Before we can answer the question of how much you can borrow, we need to ask you some questions and understand your financial position, including information about your income and expenses as well as any liabilities that you have. The higher the inco…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
This all depends on whether you are investing or purchasing a home to live in. A person purchasing a home loan to live in, often referred to as an owner-occupier, generally requires 5-10% of the purchase price available to fund the purchase, although…
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Date: Dec 06, 2011
Tags: mortgage broking, home loans
This all depends on the amount of money you are willing to spend on purchasing a home. A large portion of the lenders may be willing to lend up to 95% of the costs of purchasing a property in Sydney, as long as Lenders Mortgage Insurance (LMI) is tak…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
The answer to this question will be different for everyone and depend on each person’s situation and circumstances. Although there are extra costs involved in purchasing a second home prior to selling your current home, such costs including increas…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
At first glance, it is difficult to see how making extra repayments can save you money; however, making extra repayments may save you thousands over the life of your homeloan. A wonderful example is a $400,000 homeloan over 30 years with an assumed i…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property purchase
For the average loan application, you usually almost always require the following documentation:
- 100 Points of ID, this generally includes your Driver license and Birth or Marriage Certificate with a Passport.
- Generally, your …
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
A 100% offset account is an account that will offset 100% of the money in the account against the debt outstanding. Not all offset accounts are 100% and it is always important to look at the benefits of this as some 100% accounts incur fees in excess…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
The Big 4 is a term used to describe the banking system used in Australia, where four banks have the largest market share. Due to the continued purchasing of smaller financial institutions such as CBA’s purchase of Bankwest and Westpac’s purchasing…
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Date: Feb 28, 2012
Tags: mortgage broking, home loans
A Home Inspection is a visual examination of the property to determine the overall condition of the home. In the process, the inspector should be checking all major components (for example, but not limited to, the roof, ceilings, walls, floors, found…
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, first home purchase
The answer to the question of what an offset account is reasonably simple. It is an account held by the owners of the debt that offsets the amount of interest being incurred by the initial borrowing. There can be substantial savings in operating an o…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
Bridging Finance is usually required where a home owner has selected and wishes to finance their new property, prior to having sold their existing property. This means that the extra funds required to finance the cost of the new purchase must come fr…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase
Credit repair is where a company is hired to approach companies or individuals who have lodged listings on your credit report, with a view to satisfying or removing any items that have been recorded against your credit file, to your detriment. Insti…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans
The differences between a Low doc and Full Doc loan are minimal, but can have long reaching ramifications. Generally, Lo Doc loans are seen as easier to qualify for, as less documentation is required to establish or prove the prospective borrower’s a…
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Date: Jan 24, 2012
Tags: mortgage broking, home loans
The MFAA (Mortgage and Finance Association of Australia) is an association of Mortgage Brokers covering Australia. Their headquarters is in Sydney and their role is to serve as a Professional Association for Mortgage Brokers, ensuring that they are a…
read more
Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Due to the desire of the banks to be more user friendly, many lenders now offer a more flexible repayment schedule. This means that you will usually be able to arrange for payments to be due weekly, fortnightly or monthly. This means that you are abl…
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, refinance
Bank interest rates are set by the banks, while taking a multitude of information into account. One of the most commonly known factors is the Interest rate set by the Reserve Bank of Australia. Some of the other factors which influence rates set by t…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property
Low Doc loans are sometimes beneficial for self employed persons or those who will have difficulty substantiating their income through regular means, such as pay slips. Generally, these loans enable mortgages to be sourced for property that have low …
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
A professional package was once initially produced as an incentive used by the banks to gain higher net worth individuals. Now, these professional packages are generally available to a wider range of people , regardless of occupation, although some q…
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If you are seeking the services of a Mortgage Broker, you should make an appointment with one of our Mortgage Brokers, who can see you in our Head Office in Sydney CBD or in the comfort of your own home. Our
Mortgage Brokers service the following areas:
- Sydney
- Parramatta
- North Sydney
- Hurstville
- Liverpool
- Gordon
- Baulkham Hills
- Campbelltown
- Bondi Junction
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- Home Loan Sydney
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- Mortgage Broker Parramatta
- Home Loan Parramatta
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- Mortgage Broker North Sydney
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- Mortgage Broker Hurstville
- Home Loan Hurstville
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- Mortgage Broker Liverpool
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- Mortgage Broker Gordon
- Home Loan Gordon
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- Mortgage Broker Baulkham Hills
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- Mortgage Broker Campbelltown
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- Mortgage Broker Bondi Junction
- Home Loan Bondi Junction
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