Entering the property market and purchasing your first home can be a legal and emotional minefield. Finding the right home loan is just as important as finding the right home. Our Sydney Mortgage Brokers can help you compare interest rates, compare the home loans offered by a wide array of lenders, guide you through the rough and confusing process of purchasing a home and help you get a home loan that is suitable for your unique situation.
Our Sydney Mortgage Brokers offer friendly credit guidance and mortgage advice so that you end up getting a home loan that is suitable for you. Australians trust Navado Mortgage Brokers because:
- We help our clients sift through different home loans and compare interest rates
- We sit down with our clients and guide them through the loan process step-by-step
- We explain all the costs so that our clients know exactly what to expect
- We make sure our clients are comfortable with their chosen loan product
- We assist with the entire loan application process
Our service to you is usually free (but commissions may be paid to us, by the lenders, details of which will be disclosed to you)If you find it difficult to find the time to come in to our Sydney Office, we can send a Sydney Mortgage Broker to meet you at your home and at a time of your choosing.
For quality and professional advice and assistance, contact a Navado Mortgage Broker and arrange a first free home consultation.
- Our Company is a full MFAA member
- All our Brokers are MFAA accredited
- We do not usually charge any fees
- Access to a range of quality lenders
- We compare home loan products
- We compare interest rates and costs
- We earn client confidence and respect
- We are fast, we return calls and emails
- We have state of the art technology
- We assist with application paperwork
Navado Mortgage Consultants Pty Ltd trading as Navado Mortgage Brokers. A.C.N. 135 154 611. A.C.L. 392416. This webpage (and any material or wording appearing on this webpage) is provided for general information only and does not constitute any form of advice. By providing the general information on this webpage we are not suggesting that you apply for a particular credit product with a particular provider of any product, nor are we trying to assist you to apply for a particular credit product with a particular provider, nor are we recommending or suggesting that you stay in any particular credit product with a particular credit provider. Navado accepts no responsibility to any person who relies on the information provided on this website. We further refer you to our Disclaimer.
Date: Dec 06, 2011
Tags: mortgage broking, first home purchase
Regardless of whether it is a unit in Fairfield or a home in Bella Vista, taking the step from renting to owning your own home is a giant one, involving not only an increased level of responsibility but also an increase in expenses. As Mortgage Broke…
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Date: Dec 06, 2011
Tags: mortgage broking, first home purchase
Other than the purchase price itself and stamp duty, you should also consider the following costs:-
Legal fees for the conveyance
There are a number of Conveyancers and Conveyancing Lawyers out there who offer competitive prices. It is important th…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase
The RBA sets a bench mark rate which is used by certain sections of the financial market to create other financial products. This in general terms will affect the interest rates charged by the banks, however due to the fact that the vast majority of …
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, refinance, first home purchase
Comparing home loan packages is one of the most complicated decisions that most individuals will make and a whole industry (namely, the mortgage broking industry) has been formed, in an attempt to help people better understand the complexities in thi…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase
In order to determine if this is applicable to you, you will need to meet a number of criteria. For example, some of the questions that you will need to answer include:
Is this the first time the applicant or their spouses will receive the grant…
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Date: Dec 06, 2011
Tags: mortgage broking, first home purchase
Any Sydney Mortgage Broker will likely tell you that choosing a home loan with beneficial features can stand to save you tens of thousands of dollars whilst also reducing the life of your loan. The small differences between the types of home loans ou…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase, refinance
Loan fees are a complicated aspect of borrowing and unfortunately, the majority of people rarely properly consider loan or borrowing fees and often do not realize it’s the importance of considering loan fees and costs very closely. There are several…
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Date: Feb 27, 2012
Tags: mortgage broking, first home purchase
When you apply for a mortgage, the lender will evaluate your credit history, to see how you have managed credit in the past. Your credit report is used to determine how likely you are to keep up with payments in the future. By predicting how well y…
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Date: Feb 27, 2012
Tags: mortgage broking, first home purchase
Depending on the lender, pre-approval is valid for different lengths of time, usually ranging from three (3) months through to twelve (12) months. It is always best to ask the proposed lender how long the pre-approval will last, as there may be fees …
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Before we can answer the question of how much you can borrow, we need to ask you some questions and understand your financial position, including information about your income and expenses as well as any liabilities that you have. The higher the inco…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
This all depends on whether you are investing or purchasing a home to live in. A person purchasing a home loan to live in, often referred to as an owner-occupier, generally requires 5-10% of the purchase price available to fund the purchase, although…
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Date: Dec 06, 2011
Tags: mortgage broking, first home purchase
Mortgage Brokers in Sydney get asked this question all the time and the answer is different for everyone. It all depends on how much you want to borrow, your credit and employment history and whether you qualify for the first home owners grant. In Ne…
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Date: Dec 06, 2011
Tags: mortgage broking, first home purchase
Making extra repayments can help you save thousands over the life of your home loan.
Take for example the following hypothetic scenario involving extra repayments:
Amanda takes out a $400,000 home loan over a 30 year period with an interest rate of…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase
To receive the First Home Owners grant, the applicants must first fill out the application form and provide certified copies of documentation supporting the application (for example, a certified copy of birth certificates, marriages certificates and…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property purchase
For the average loan application, you usually almost always require the following documentation:
- 100 Points of ID, this generally includes your Driver license and Birth or Marriage Certificate with a Passport.
- Generally, your …
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
A 100% offset account is an account that will offset 100% of the money in the account against the debt outstanding. Not all offset accounts are 100% and it is always important to look at the benefits of this as some 100% accounts incur fees in excess…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
The Big 4 is a term used to describe the banking system used in Australia, where four banks have the largest market share. Due to the continued purchasing of smaller financial institutions such as CBA’s purchase of Bankwest and Westpac’s purchasing…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase
An all in one account is similar to a Line of Credit. It is an account that combines your loan with a savings and or chequeing account as well as generally a credit card. This makes tracking your income and expenses a simpler task although there can …
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Date: Feb 21, 2012
Tags: mortgage broking, home loans, first home purchase
The answer to the question of what an offset account is reasonably simple. It is an account held by the owners of the debt that offsets the amount of interest being incurred by the initial borrowing. There can be substantial savings in operating an o…
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, investment property, first home purchase
Credit repair is where a company is hired to approach companies or individuals who have lodged listings on your credit report, with a view to satisfying or removing any items that have been recorded against your credit file, to your detriment. Insti…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase
Lenders Mortgage Insurance is more or less insurance taken out by the lender - an insurance policy paid for by the borrower, to protect the lender in the event of a default requiring the sale of the property and less funds being received through the …
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Date: Feb 20, 2012
Tags: mortgage broking, home loans, first home purchase, investment property
Due to the desire of the banks to be more user friendly, many lenders now offer a more flexible repayment schedule. This means that you will usually be able to arrange for payments to be due weekly, fortnightly or monthly. This means that you are abl…
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Date: Feb 20, 2012
Tags: mortgage broking, first home purchase, home loans, investment property
A professional package was once initially produced as an incentive used by the banks to gain higher net worth individuals. Now, these professional packages are generally available to a wider range of people , regardless of occupation, although some q…
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If you are seeking the services of a Mortgage Broker, you should make an appointment with one of our Mortgage Brokers, who can see you in our Head Office in Sydney CBD or in the comfort of your own home. Our
Mortgage Brokers service the following areas:
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